Ethnicity can be a Challenge or an Asset for Financial Services:
Thoughts Derived from Observations of Nigeria’s Open Markets

Financial Services Often Overlook Ethnicity Fintechs rely on scalable growth. Offering products at scale favors dividing markets into broadly addressable cohorts or clusters such as age, smartphone penetration, income, and financial services acumen. What is often overlooked is the role of ethnicity and culture, and this can be a critical mistake. This is perhaps most […]
Silver Lining In Covid Storm Clouds For Banking & Lending Fintechs

There Are Reasons For Optimism For The High-Yield Lending Fintechs Which Weather The Storm Across the world, the last decade has seen a proliferation of well-funded banking and lending fintechs. Built as a response to a perceived dissatisfaction with existing bank services, neobanks and specialty lending fintechs have gained increasing traction among consumers and SMEs. […]
Would Dodd-Frank Changes Affect The Region’s Banks?

KoreFusion’s Founding Partner, Jan Smith, is an active Board Member and contributor to the Inter-American Dialogue Board. This July 26, 2017, edition of their Financial Services Issue features perspectives from Jan Smith on the headline page of their newsletter, discussing the potential impacts of repealing Dodd-Frank on banks within Latin America and the Carribean.
What Trends Will Shape Financial Services In 2017?

KoreFusion’s Founding Partner, Jan Smith, is an active Board Member and contributor to the Inter-American Dialogue Board. This December 14, 2016, edition of their Financial Services issue features perspectives from Jan Smith in their “Featured Q&A” on Page 2.
How Are Stricter Rules Affecting Caribbean Banks?

KoreFusion’s Founding Partner, Jan Smith, is an active Board Member and contributor to the Inter-American Dialogue Board. This May 18, 2016 edition of their Financial Services issue features commentary and perspective from Jan Smith. Inter-American Dialogue – Latin America Financial Services – 18May2016 Download Report
Has Mexico Found A Good Solution To Banks’ ‘De-Risking?’

Financial Services Advisor – Feb. 25- March 9, 2016 – Mexico’s Solution to Banks’ ‘De-Risking,’ Scotiabank, Grupo Sura and More KoreFusion’s Founding Partner, Jan Smith, is an active contributor to the Financial Services Advisor. This March 9, 2016 issue features commentary and perspective from Jan Smith. Financial Services Advisor – March 9, 2016 Download Report
Will Peer-to-Peer Lenders Shake Up Banking in Mexico?

KoreFusion’s Founding Partner, Jan Smith, is an active Board Member and contributor to the Inter-American Dialogue Board. This July 2, 2015 edition of their Financial Services Advisor publication features a front page Q&A session with Jan Smith discussing the evolving Peer-to-Peer landscape in Mexico with the recent awarding of Kubo Financiero with the country’s first P2P License. Inter-American […]
The World of Payments Powered by BLE (Bluetooth Low Energy)

By Sridhar Chityala, Partner(Originally written for PaymentWeek) The words Payments, Disruption, and Interest seem synonymous. Very few business domains have attracted as much interest as the world of payments. Google, Amazon, Apple, Facebook and even Starbucks to some extent have all entered the payments game and yet their core business is anything but payments. What […]
Will Apple Pay Upset the Payments Apple Cart?

Will Apple Pay Upset the Payments Apple Cart? How will the introduction of Apple Pay change the rapidly evolving mobile payments landscape? Our new white paper examines the recently announced Apple Pay solution with a focus on the underlying technology, its impact in an increasingly omni-channel focused retail environment, and what we were surprised not to […]